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Buying Life Insurance for the First Time? Then Read These 8 Tips

Buying Life Insurance for the First Time? Then Read These 8 Tips

Maybe you just got married. Or had your first child. Or started a business. Whatever the life event is, you are now buying life insurance for the first time. And that might intimidate and confuse you a little. Help ease your mind by reading the following advice for anyone who is buying life insurance for the first time. Understand who (or what) you’re protecting Major...

3 Types of Living Benefits for Life Insurance

3 Types of Living Benefits for Life Insurance

Life insurance is mainly designed to pay out death benefits to beneficiaries. But some life insurance policies also provide living benefits for policyholders. The following are three types of life insurance living benefits. Accelerated Death Benefits Most life insurance policies contain a provision known as Accelerated Death Benefit (ADB). It allows the policyholder to receive a portion of the life insurance money while he or...

5 Tips for Boarding the Bus Safely

5 Tips for Boarding the Bus Safely

When the big yellow bus swings around the corner and nears the corner bus stop, it can be an exciting moment for both kids and parents. Every year, school buses carry 25 million children to and from school across the country, according to the American School Bus Council. School buses also boast an impressive safety record: Crashes involving school buses amount to less than one percent of all...

Fall Safety and Security Tips to Implement in Your Business

Fall Safety and Security Tips to Implement in Your Business

Every season of the year poses safety and security challenges. In the fall, the days grow shorter and the nights grow longer, providing greater opportunity for thieves and vandals. Falling leaves can make walkways slippery, increasing accident risks. The following tips can help you reduce the risks for your business during the autumn months.  Install Proper Lighting We have fewer hours of daylight in the...

8 Things to Consider When Building Your Business Succession Plan

8 Things to Consider When Building Your Business Succession Plan

Long days. Sleepless nights. Laughter and tears. No, we’re not talking about parenthood. We’re talking about owning a business (though some might refer to their business venture as their “baby”). You’ve spent your life building and growing your business, whether you started out on your own or took over the family enterprise. And while you’ve worked hard to get to where you are today, do...