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Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...

Does Your Life Insurance Policy Offer This Surprising Benefit?

Does Your Life Insurance Policy Offer This Surprising Benefit?

Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for what appeared to be the inevitable. At the urging of...

The Surprising History of 8 Iconic Car Accessories

The Surprising History of 8 Iconic Car Accessories

1950s: Fuzzy Dice A staple of 1950s “hot rod” culture, fuzzy dice can still be found hanging from the rearview mirrors of classic cars across the United States. But while these colorful plush accessories may seem like the epitome of cheesiness, their origins are less lighthearted. It’s said that placing a pair of dice on the instrument panel became a common practice for fighter pilots during...

Starting a Family? Consider These Types of Life Insurance

Starting a Family? Consider These Types of Life Insurance

When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family.  What Are the Different Types of Life Insurance? The two main types of life insurance...

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance.  What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...